Legal Notice


GPM maintains this Website for its client’s personal information and use.

By accessing and using the Website, you agree to be bound by the terms and conditions below and to comply with the following terms for use.


INFORMATION ACCURACY


GPM is providing this site and its contents on an “AS IS” basis and. All site content is for information purposes only.

This site, along with the information contained herein is subject to change and update at any time without prior notice. GPM cannot guarantee or ensure the currency, accuracy, completeness or authenticity of its content or each of its functions. Nothing on this site constitutes an offer to buy or sell products or services of GPM.

This site is not intended to provide you with any financial, accounting, tax or legal advice and should not be relied upon in that regard. This site is not intended to provide you with any legal advice.


USE OF SITE CONTENT


GPM, its employees, agents or any associated persons shall not be liable or responsible to any person for any harm, loss, or damage that may arise directly or indirectly from the use, inability to use or the information contained herein, including any direct, indirect, special, third party, or consequential damages.

Other websites that may be accessed from this site, by hypertext links, are entirely independent of this site. GPM is not responsible for the contents of any site linked by hypertexts to its site.


SECURITY


Please refer to our Security Policy for more information.


CONFIDENTIALITY


Please refer to our Privacy Policy for more information.


AVAILABLE ONLY WHERE PERMITTED BY LAW


GPM services and products are only available in jurisdictions where they may be legally provided.


COPYRIGHT


All information on this Website is protected by copyright. You may not distribute, modify, transmit, reproduce, use or re-use any of the contents of the site for any purposes without written consent of GPM.



Confidentiality Agreement


GPM acquires and stores certain personal information about its clients and their dependents. We make every effort to protect the security and confidentiality of personal information collected from you.

This policy applies to all information of a personal nature that GPM may collect from its clients and their dependents through the website pages of GPM


DEFINITION


“Personal information” is any material knowledge about an identifiable individual.


COLLECTING YOUR PERSONAL INFORMATION


Your personal information is necessary to allow GPM staff to process your application or provide the services outlined in your group contract of which you are an eligible member.


Personal information may include:


  • Identity verification (name, address, phone number, age and occupation),
  • financial information,
  • marital and dependent status.

GPM staff will collect, use or disclose your personal information with your knowledge and consent. Your permission may be expressed in writing or be implied and you may give it to us electronically, or through your authorized representative.

Only those individuals who have the proper authority can access the personal information in our files and only for the purpose of performing their duties.

Clients and members may withdraw their permission to collect, use and disclose your personal information at any time, subject to legal and contractual restrictions and reasonable notice.


HOW WE USE PERSONAL INFORMATION


We collect, use or disclose your personal information with our clients or members’ permission. Their permission may be expressed in writing or be implied and you may give it to us verbally, electronically, or through their authorized representative.

We may use or disclose your personal information for the purposes for which it was collected, other purposes you consent to, or as required or permitted by law. For example, subject to those limitations, we may share personal information with reinsurers, with our agents or representatives or with our service providers.

We will not sell your personal information.


ROLES AND RESPONSIBILITIES


GPM’s employees are responsible for:

  • reading and complying with the policy and signing a confidentiality agreement;
  • handling the personal information under their control with care;
  • always asking for our clients or members’ consent before they collect or share any information that concerns them;
  • applying methods aimed to ensure that personal information is as accurate and complete as necessary.

The Privacy Officer ensures that the organization implements the necessary measures to protect the confidential nature of the personal information it holds in its business establishment.


RETENTION OF PERSONAL INFORMATION


GPM shall retain personal information only as long as necessary for the fulfilment of the purposes for which it was collected and the information must be destroyed in accordance with the law and Company’s guidelines with respect to the retention of files.

When we destroy personal information, we will use safeguards to prevent unauthorized parties from gaining access to the information during the process.



Internet Security


At GPM, we take the security and confidentiality of the information you send us through the secure areas seriously. By using this Website, you acknowledge that you have read and understand this Internet Security Statement as amended from time to time.


PROTECTION OF PERSONAL INFORMATION


Although our ability to provide service requires that we collect personal information about our members, we take measures to ensure the confidentiality of that information.

Our commitment to safeguarding your privacy is reflected in our security standard, which governs the behavior of our employees with regard to the collection, use and disclosure of our members’ personal information. It includes:

  • Firewalls help prevent unauthorized access to our internal systems;
  • Constant monitoring of our website, servers and data to help us detect any problem immediately and act quickly;
  • Data encryption.

You agree however that Internet is not a totally secure medium of communication where privacy and confidentiality can be guaranteed. You acknowledge that your use of this site (including information you transmit to the site) may be subject to access or manipulation by, or disclosure to, third parties.

Accordingly, you acknowledge that GPM shall not be held liable for any losses or damages that may arise directly or indirectly from a breach of confidentiality of information transmitted via the Internet or for any delay in the transmission of such information to us, whether they are the result of your negligence or not.


PHISHING


Phishing is the criminally fraudulent process of attempting to acquire sensitive personal information by masquerading as a trustworthy entity in an electronic communication.

It is not our practice to e-mail you to ask you to provide or confirm your password, or other confidential or information. If you receive such a request, or have any concern as to the validity of an e-mail from GPM, please do not hesitate to contact us immediately.


“COOKIES”


A cookie is a small text file placed on your hard drive by a Web Page server. A cookie can be used for authentication, or anything else that can be accomplished through storing textual data.

  • As text, cookies cannot be executed as code or deliver viruses and cannot access other files on your computer
  • Cookies can not read information on the hard drive of a visitor and can only store data provided by the server or generated by intervention by a visitor
  • The cookie does you “recognize” not using your name or address. You do not compromise your privacy and security when you accept a cookie from our site

TIME-OUTS


GPM may require you to log in using a user name and password. While you are logged in, if you leave your browser window open, GPM applications will automatically log you out after 10 minutes of inactivity.


HYPERTEXT LINK


Other websites that may be accessed from this site, by hypertext links, are entirely independent of this site. GPM is not responsible for the contents of any site linked by hypertexts to its site.